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It is vital that you are well informed of the loan process that is ahead of you. Use our checklist to get a head start. Begin to organize the necessary documents for a quick and smooth loan process.
Here's a list of items needed to process your loan:
 
Completed Uniform Residential Loan Application and Disclosures

 

Income information that can be verified using the following:

  • Copy of your most recent paystub showing at least one full month of Year to Date pay
  • Personal tax returns & W-2's for the past two years
  • If self-employed: Current Profit and Loss and balance sheet statements
  • If Ownership in a Corporation or Partnership of 25% or more: 2 years tax returns with all schedules, current Profit & Loss and balance sheet
 

Asset information that can be verified using the following:

  • Two months bank statements on all bank and brokerage accounts
  • Stock and retirement statements
 

This additional information will be helpful in expediting your loan

  • The name of your Homeowners Insurance Company
  • Title Insurance Company preference, if any
  • For Purchases: the Sales Contract and copy of canceled Earnest Money Check
  • For Refinances: a copy of your current mortgage statement
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